Find here latest information and tips on personal finance, on "how to
save and shop right", on improving your personal and business credit and
so much more!
Making International phone
calls through regular phone service providers can be extremely expensive. By
using prepaid calling cards and cell phones together, consumers can cut their
costs and make longer calls to other countries with cheap VoIP International
phone calls.
Ever wonder where all your money goes? We mean, really wonder?? You start with your paycheck and before you know it, there is more month left after the money. Believe it or not, there is a very simple method for seeing just where the money goes and it's free!
It's clear that most people believe that cutting spending is the faster way to reduce debt. Of course, this is certainly true to some extent. My position is that there are three main points to be addressed when reducing debt, specifically: (1) Getting organized financially; (2) Becoming more efficient with your current debt and spending; (3) Generating more income.
You've heard it before. "You always have to pay your bills on time or it will hurt your credit rating". The fact is that not paying your bills on time can also cost you a bunch of money.
There's that horrifying word. The one that makes so many people cringe at its very utterance. It seems like they could make a very good spooky movie with the title "You Have To BUDGET!"
Checking accounts are an absolute necessity these days. You can either have a checking account or run to the bank or other outlet for money orders. Many people pay for almost everything with a check including groceries, gas, clothes and a long list of other things. When you add an ATM card to this picture, your chances for a potential problem is greatly enhanced.
Whether you know it or not, you are always setting your financial priorities. Some may decide that a new stereo system is more important than this month's electric bill. This may be a little off the wall, but it is still setting your priorities.
